Policy update · July 2026
The Real Estate Company – Mountain Division
National policy, Grand County impact, Buyer and seller insight
In June, roughly 100 Colorado REALTORS® joined thousands of their colleagues from across the country in Washington, D.C. for NAR's REALTORS® Legislative Meetings. They met with Colorado's entire congressional delegation — and the legislation they pushed for has direct implications for buyers, sellers, and investors right here in Grand County.
We've spent over two decades being the most trusted voice in Grand County real estate. Part of that responsibility is making sure our clients understand not just what the market is doing today — but what policy decisions will shape it tomorrow.
Here's an honest breakdown of what was on the table in D.C., what passed, and what it could mean for your real estate decisions in Winter Park, Fraser, Granby, and beyond.'
More Homes on the Market Act
H.R.1340 / S.3332
This bill proposes increasing the capital gains tax exclusion on home sales — currently capped at $250,000 for individuals and $500,000 for married couples, a threshold unchanged since 1997. For mountain property owners who have held their homes through years of strong appreciation, that outdated cap has quietly become a disincentive to sell. Updating it could unlock meaningful inventory in markets like ours, where long-term owners are sitting on significant equity but hesitant to trigger a large tax bill.
Revitalizing Downtowns and Main Streets Act
H.R.2410
This legislation incentivizes converting underused commercial properties into residential and mixed-use housing. While this bill is largely aimed at urban and suburban markets, it carries relevance for growing mountain communities like Granby and Winter Park, where commercial corridors are evolving and mixed-use development is already being discussed as part of the long-term growth plan.
Supports housing supply Watch for investors
21st Century ROAD to Housing Act
H.R.6644
The most comprehensive bill on the table — and the one with the broadest implications for Grand County. It addresses housing production, regulatory barriers, and institutional investor limits. Critically, it includes a first-of-its-kind restriction limiting large institutional investors (those owning 350 or more single-family homes) from purchasing single-family dwellings. For mountain communities like ours, where the competition between individual buyers and institutional capital has quietly intensified, this provision matters. It also streamlines environmental reviews to reduce construction costs and accelerate home building — a direct line to addressing our area's inventory shortage.
Protects individual buyers Accelerates new supply
Legislative status — July 2026
The 21st Century ROAD to Housing Act passed both chambers with overwhelming bipartisan support — but its fate remains uncertain.
President Trump has stated he will not sign the legislation until Congress addresses election law and voter ID requirements through the SAVE America Act. However, because the bill passed while Congress is in session, it could still automatically become law after ten days without his signature — as long as he does not issue a formal veto. We are monitoring this closely and will update our clients as the situation develops.
What this means for Grand County buyers and sellers right now
Legislative timelines are uncertain, and we never advise clients to make real estate decisions based on bills that haven't yet become law. But understanding the direction policy is moving — and why — is part of being an informed buyer or seller in any market.
Long-term owners
If capital gains exclusions are updated, more owners may choose to sell — increasing inventory in our market
Individual buyers
Limits on institutional investors level the playing field for families and individuals seeking mountain properties
New development
Streamlined regulations could accelerate new construction in Winter Park and Granby's growth corridors
Investors
Commercial-to-residential conversion incentives open new angles for strategic mountain real estate investment
At The Real Estate Company Mountain Division, we don't just watch the Grand County market — we watch everything that feeds into it. National policy, local development, seasonal trends, and legislative shifts all factor into the counsel we give our clients. That's what it means to work with the most experienced real estate team in the region.
If you have questions about how any of these legislative developments could affect your specific situation — whether you're sitting on a long-held mountain property, actively searching for a home, or evaluating an investment opportunity — we're here to have that conversation.
