Virtual Tour970.426.5500

4535 Seaway Circle

Fort Collins, CO 80524
Active
$475,000
Single Family Residence
Property Type
3
Beds
1.8
Baths
1,140
Sq. Ft.
1,983
Year Built
Larimer
County

Listed BELOW appraisal with PRIVATE lake access. Charming 2-bedroom plus loft home in desirable Whaler's Cove! This well-designed property features 2 bathrooms, an open and functional floor plan, and a spacious loft with private ensuite perfect for primary, an office, or additional living space. Enjoy all the amenities Whaler's Cove has to offer, including PRIVATE LAKE ACCESS for fishing, and relaxing days on the water. The fenced backyard provides privacy and room for pets or entertaining, while the attached 2-car garage offers convenience and extra storage. A fantastic opportunity for full-time living or investment.

MLS #
26-583
Status
Active
Monthly HOA
$1,513 (paid Annually)
On Site
119 Days
Last Updated
9/8/2026
Location
Out of County · Larimer County
Community Information
Address4535 Seaway Circle, Fort Collins, CO 80524
AreaOut of County
NeighborhoodOut of County
CountyLarimer
CityFort Collins
SubdivisionOUT OF AREA
Zip Code80524
School DistrictWest Grand School District 1-JT
Architecture
Bedrooms3
Bathrooms1.8
Year Built1983
Construction MaterialsFrame
Garage Spaces2
HeatingNatural Gas, Wood
Property Features
Finished Sq. Ft.1,140
Total Building Sq. Ft.1,724
Lot Size0.17 Acres
WaterPublic
SewerPublic Sewer
Tax And Financial Info
Tax Year2025
Tax Annual Amount$3,150
HOAYes
Association Fee$1,513 (paid Annually)
MLS Facts
MLS #
26-583
Status
Active
Property Type
Residential
On Site
119 Days
Last Updated
9/8/2026
County
Larimer
A Team, Not A Solo Agent

Getting a property under contract is about a quarter of the work.

The other seventy-five percent -- inspection and objection, negotiation, title, due diligence and HOA nuance -- happens after. That is where a transaction succeeds or falls apart, and it is exactly where a solo agent runs out of hours. Roughly twenty agents do more than eighty percent of the business in this market, out of four to five hundred who transact here each year. We are one of them, and we are a team of ten rather than one person with a phone.

Stage
Team TREC
One Agent Doing Everything
Property search & showings
~25% of the work
Mountain Property Specialist
The same agent, between showings
Offer & contract
Where deals are won or lost
Contract specialist
The same agent, after hours
Inspection & objection
Highest-risk stage
Inspection coordinator with local trades
The same agent, chasing vendors
Negotiation
Second-highest risk
Dedicated negotiator
The same agent, already stretched
Title, HOA & due diligence
Mountain-specific nuances
Transaction manager
The same agent, part-time
Closing
Final 5%
Transaction manager + lead agent
The same agent

Two owners, four Mountain Property Specialists, dedicated transaction management and finance. $835 million closed and 852 transactions over the past decade, all of it in Grand County.

Mortgage Calculator
Purchase Price$475,000
20% · $95,000
Estimated Monthly Payment
$2,402
Loan and interest only.
Schools
DistrictWest Grand School District 1-JT

School assignments come from the MLS listing and can change. Confirm with the district before you rely on them.

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Listing Information Last Updated 9/8/2026
Listing courtesy of Re/Max Red

Listing data is provided by the Grand County Association of REALTORS® MLS (GCARMLS).

Information in this listing has not been verified by the Grand County Association of REALTORS® MLS (GCARMLS) and should be independently verified by consumers. Information is deemed reliable but not guaranteed and is subject to change without notice. This data is provided for consumers’ personal, non-commercial use only to identify potential properties for purchase. Unauthorized reproduction or redistribution of this information is prohibited. Listing data and the compilation thereof are protected by copyright and other applicable law.

Listing data last updated 9/8/2026, 7:52 PM MDT.